3 Growth Stocks To Hold For The Next 20 Years
The remittance disruptor making waves
Remittances — or sending money across borders — is a sector undergoing digital disruption in a way similar to retail payments over the last few decades. Out are the cash pickup points; in are mobile money transfers across borders via two mobile phones.
Remitly Global (RELY +0.05%) is the leading remittance disruptor, capturing market quarter after quarter. Last quarter, send volume grew 37% year over year to $22.1 billion, driving revenue growth of 25%. The company has a solid lead in acquiring customers in the United States who want to send money abroad and is now expanding internationally into places the Middle East. What’s more, it is adding new services, such as a digital wallet and business transactions, which are expanding its addressable market.
Business remittances are a vast market, with Remitly accounting for only a tiny sliver of today’s market. With less than $100 billion in volume sent through its network over the last 12 months, and the revenue potential from product expansion, Remitly has an opportunity to grow at a double-digit rate for many years into the future, making it a perfect stock for a set-it-and-forget-it portfolio over the next 20 years.
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NASDAQ: RELY
Remitly Global
Today’s Change
(0.05%) $0.01
Current Price
$21.58
Key Data Points
Market Cap
$4.5B
Day’s Range
$21.48 – $21.76
52wk Range
$12.08 – $24.92
Volume
2.2M
Avg Vol
4.2M
Gross Margin
59.20%
An e-commerce and technology copycat
One of the best-performing stocks over the last 20 years has been Amazon, thanks to its durable revenue growth. But what if I told you it was possible to buy s in a technology company copying Amazon’s business model in other countries? That stock is Coupang (CPNG +2.48%), and it is down 70% from all-time highs to an absurdly low price at $15.50 a .
Coupang operates an e-commerce business in South Korea, along with other initiatives such as a food delivery network, a burgeoning artificial intelligence (AI) cloud business, Rocket Now fast delivery, financial technology solutions, a fashion marketplace, and international expansion into Taiwan.
Revenue grew only 8% year over year last quarter, but that was due to a brief boycott of its services ing a data leak in late 2025. The company is now well past this and has recovered most of its lost customers. Revenue growth should accelerate back into the double digits later in 2026.
Since going public just more than five years ago, Coupang’s revenue has increased close to 200% to $35 billion. Today, it trades at a market cap of just $28 billion, making the stock a bargain for investors looking to replicate Amazon’s success abroad.
NU PE Ratio data by YCharts
The digital banking giant
Another international stock focused on digital banking is Nu Holdings (NU 3.23%). It is a rapidly growing digital banking platform focused on the Brazilian, Mexican, and Colombian markets. By serving customers without the fees of traditional banks, Nu Bank has grown to 135 million active customers, making it one of the largest banking platforms in the world.
To be fair, most of these customers are just starting their journeys with Nu Bank or are lower-income customers in these countries using the mobile app as their first way to interact with the formal financial system. By revenue, Nu Bank is nowhere near the largest bank in the world today, with $16 billion in revenue generated over the last 12 months.
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NYSE: NU
Nu Holdings
Today’s Change
(-3.23%) $-0.42
Current Price
$12.73
Key Data Points
Market Cap
$62B
Day’s Range
$12.71 – $13.26
52wk Range
$11.71 – $18.98
Volume
1.6M
Avg Vol
54M
The bull case for Nu Bank is that it can scale up revenue and profits by offering more products to existing customers. It has done so by steadily increasing monthly revenue per active customer, which hit a record of $15.90 last quarter.
Right now, Nu Bank stock trades at a market cap of $63 billion but a price-to-earnings ratio (P/E) of just 20. With revenue in constant currency growing 42% year over year last quarter, this is a cheap earnings multiple to pay, which is why investors can buy this high-quality business and hold it for the next 20 years.
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About the Author
Brett Schafer is a contributing Motley Fool stock market analyst covering consumer goods, financials, technology, and industrials. Brett is a self-taught investor and has hosted the Chit Chat Stocks podcast since 2018. He previously worked as a lab engineer for science laboratories. He holds a bachelor’s degree in mechanical engineering with minors in finance and mathematics from Washington State University. His lab work on Major League Baseball’s juiced ball problem was featured in The Wall Street Journal and other national outlets.
Stocks Mentioned
Nu Holdings
NYSE: NU
$12.74
(-3.23%)-$0.43
Netflix
NASDAQ: NFLX
$88.60
(-0.78%)-$0.70
Amazon
NASDAQ: AMZN
$266.57
(-0.70%)-$1.89
Coupang
NYSE: CPNG
$16.12
(+2.48%)+$0.39
Remitly Global
NASDAQ: RELY
$21.58
(+0.05%)+$0.01
*Average returns of all recommendations since inception. Cost basis and return based on previous market day close.
Sumber Artikel:
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